About Oakland Township, MI
New Construction in Oakland Township, MI
Homes for Sale in Oakland Township, MI
Selling in Oakland Township, MI
Values in Oakland Township, MI

$150,700 :: 60291 MOUNT VERNON Road, Washington Township MI, 48306

Thumbnail for 82802
Property Photo

2 beds, 1.1 baths
Home size: 1,254 sq ft
Lot Size: 20,473 sq ft
Added: 10/15/17, Last Updated: 11/17/17
Property Type: Single Family
MLS Number: 217093261
Community: Washington Twp
Tract: S/P # 06 ROMEO/WASH
Status: Sold

LISTING AND SOLD SAME DAY, Ranch home with large lot, two bedrooms, 1.5 baths. Rochester schools.

Listed with Real Estate One-Rochester


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$150,700 :: 60291 MOUNT VERNON RD, Rochester MI, 48306

Thumbnail for 82800
Property Photo

2 beds, 2 baths
Home size: 1,254 sq ft
Lot Size: 20,473 sq ft
Added: 10/16/17, Last Updated: 11/17/17
Property Type: Single Family
MLS Number: 21379803
Community: Washington Twp (50006)
Tract: S/P # 06 ROMEO/WASH
Status: Sold

LISTING AND SOLD SAME DAY, Ranch home with large lot, two bedrooms, 1.5 baths. Rochester schools.

Listed with Real Estate One-Rochester


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

4 Steps to Regain Some Savings Self-Control

(TNS)—Opening a savings account is easy, but committing to savings? Now that can be hard.

From struggling to find places where you can reduce spending to falling into the temptation of instant retail gratification, saving money can be really challenging.

“You really have to know yourself and discipline yourself if you’re going to be an effective saver,” says Greg McBride, CFA, Bankrate’s chief financial analyst.

Learning to live on less may feel difficult initially, but it will pay off in the future.

Here are four steps to start exercising savings self-control today.

Pay your account out of your paycheck.
Automate your savings by having money moved to your savings account regularly, either through elections with your direct deposit if you receive a regular paycheck or by setting up a recurring transfer to your savings account.

Moving money directly to your savings account is a crucial first step in building a nest egg, McBride says.

“Paying yourself first clears the biggest hurdle for saving, which is simply not being in the habit of saving,” McBride says. “It takes care of saving money before you have a chance to spend it.”

Similar to putting money in your 401(k), the idea is that if it never touches your hand, you won’t miss it.

Avoid the temptation of transfers.
Moving money into your savings does you little good if you constantly raid the account.

To effectively grow a savings account, you have to restrict yourself from the temptation to transfer those funds to your checking account.

“If you’re going to build your savings, your deposits have to outnumber your withdrawals, not just in number but also in magnitude,” McBride says.

Do what it takes to control yourself. Perhaps the solution is as easy as naming that account based on a goal—”house down payment” or “Christmas money”—to make the connection of immediate gratification robbing your ultimate goal.

If that isn’t enough to stop you, put some distance between your checking and your savings. While there are often advantages of having your money at one institution, opening up a savings account a different bank might be what you need to stop you from spending money that is supposed to be away.

Once you’ve hit your emergency fund savings goal, you ought to consider a CD or even a CD ladder to pick up some yield and keep you from spending your money.

Put banking technology to work.
Banks and financial technology companies are obsessed right now with helping you save money, and each product seems to have its own bent.

There are ones that let you set rules, like adding $10 to your savings every time you buy a latte. Finn, the new mobile-only account Chase Bank is piloting in St. Louis for iOS users, is offering such features. The bank says it expects to launch it in additional cities and for Android users next year.

Others, like Simple and Moven, help you save for a specific goal or multiple goals at a time.

There are also some, like Digit, Chime and Acorns, that focus on moving small amounts of money into an account for you. This is similar to Bank of America’s popular Keep The Change Savings program, which puts the difference between your purchases and the nearest dollar in a savings account—$10.75 for lunch, 25 cents for savings, for example.

MoneyLion, another FinTech app, launched a virtual reality feature on the augmented reality platform of Apple’s iOS 11 release. MoneyLion customers with iPhones 6S and newer can now visualize their money as stacks on the phone. The rationale is that if you can see your money pile increasing, you’re less likely to spend it.

Suffice to say, there are a lot of savings options out there right now and you ought to do your research before committing to one. Ultimately, their effectiveness is dependent on your ability to not frivolously spend the money you’ve worked hard to save.

Save for the long term.
While you may want to enjoy the here and now, short-term spending can cost big time down the road.

“If you’re going to be a saver, it’s going to require some tough decisions,” McBride says. “It means passing up consumption today so that you can instead save for consumption in the future.”

McBride highlights that saving is not simply geared toward building up money to use in the event of emergencies.

“Americans are woefully under-saved for retirement,” McBride says.

McBride points to the increasing number of seniors who are unable to retire and the overwhelming amount of outstanding student debt as a reminder that consumers must save for long-term goals.

“You can build an emergency savings fund while building a retirement fund or a college fund at the same time,” McBride says. “You have to attack both at the same time in the same way by automating your contributions.”

©2017 Bankrate.com

Distributed by Tribune Content Agency, LLC

For the latest real estate news and trends, bookmark RISMedia.com.

The post 4 Steps to Regain Some Savings Self-Control appeared first on RISMedia.

Continue Reading →

$254,900 :: 150 Elm Drive, Oakland MI, 48363

Thumbnail for 82797
Property Photo

3 beds, 3 baths
Home size: 1,800 sq ft
Lot Size: 46,609 sq ft
Added: 11/16/17, Last Updated: 11/18/17
Property Type: Single Family
MLS Number: 31335621
Community: Oakland Twp (63101)
Tract: Log Cabin Club
Status: Active

TOO FOLLOW

Listed with Real Living Kee Realty-Clinton Twp


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$254,900 :: 150 ELM DRIVE, OAKLAND Township MI, 48363

Thumbnail for 82795
Property Photo

3 beds, 1.2 baths
Home size: 1,800 sq ft
Lot Size: 46,609 sq ft
Added: 11/17/17, Last Updated: 11/18/17
Property Type: Single Family
MLS Number: 58031335621
Community: Oakland Twp
Tract: LOG CABIN CLUB
Status: Active

TOO FOLLOW

Listed with Real Living Kee Realty-Clinton Twp


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$389,900 :: 5195 BELMONTE DR, Rochester MI, 48306

Thumbnail for 82786
Property Photo

3 beds, 3 baths
Home size: 1,972 sq ft
Lot Size: 0 sq ft
Added: 11/15/17, Last Updated: 11/15/17
Property Type: Condo/Townhouse/Co-Op
MLS Number: 21390255
Community: Oakland Twp (63101)
Tract: BELMONTE AT SILVERCREEK OCCPN
Status: Active

Gorgeous Oakland Twp Ranch Condo situated on great lot backing to pond & wooded nature area. Enjoy the beautiful views from the window enclosed 3 season deck/porch and master bedroom . Enter this immaculate condo and marvel at the well thought out floor plan boasting many quality features such as crown mldgs, granite counter tops, stainless steel kitchen appliances, breakfast eating area, snack bar area, pantry etc. Bright and sunny home as there are many windows and 3 door walls. Master-suite on opposite side of home containing full bath with jetted tub, separate shower and walk in master closet. Finished lower level with spacious floor plan accommodating a bedroom, family room, office /craft room, kitchenette, full bath, large walk in closet & plenty of storage. Community includes clubhouse, pool and tennis courts. A rare find indeed. ***Excludes chandeliers in hall and dining room, master bedroom valance.

Listed with Real Estate One-Oxford


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$515,000 :: 5304 ASHMONTE CRT, Rochester MI, 48306

Thumbnail for 82784
Property Photo

4 beds, 6 baths
Home size: 3,306 sq ft
Lot Size: 0 sq ft
Added: 09/18/17, Last Updated: 11/16/17
Property Type: Single Family
MLS Number: 21369985
Community: Oakland Twp (63101)
Tract: SILVERCREEK OCCPN 1379
The price of this listing was last reduced on 9/19/2017 by 2%
Status: Sold

This is a Silver Creek MUST SEE and READY TO MOVE IN home that you’ve been waiting for with Million Dollar views! Take a look at the serene views of the natural preserve, ponds and wildlife! You won’t be disappointed! $40,000 premium was paid for this lot when the home was built. Home features open-concept, 4 bedrooms, 4 full baths, 2 half bathrooms, dual staircase, finished walk-out basement with full kitchen and full bathroom, and second laundry with washer & dryer in basement. Huge weather best maintenance large free deck, brick paver below, poured cement patio under deck. Vaulted ceiling in 3 car garage allows for lift to store 4th car. Cul-de-sac location, family-friendly subdivision with sidewalks, pool, tennis courts, basketball courts and Club House. Award winning Rochester Schools – Delta Kelly, Van Hoosen and Adams High School. Welcome Home!

Listed with Community Choice Realty Inc


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$275,500 :: 2302 PLEASANT VIEW DR, Rochester Hills MI, 48306

Thumbnail for 82782
Property Photo

4 beds, 3 baths
Home size: 2,076 sq ft
Lot Size: 11,325 sq ft
Added: 07/05/17, Last Updated: 11/16/17
Property Type: Single Family
MLS Number: 21316475
Community: Rochester Hills (63151)
Tract: NORTH FAIRVIEW FARMS NO 6
The price of this listing was last reduced on 8/31/2017 by 2%
Status: Sold

Traditional Spacious Colonial in North Fairview Farms. Open floor plan from family room to kitchen. Formal living and dining rooms. Oversized master bedroom w/large master suite bath. Main floor laundry. New granite counter top in kitchen. New wood floor throughout, newer exterior siding and Updated roof, garage door. Newer subdivision park w/new playground equipment, plus walking trails. Award Winning Rochester Schools w/Brewster Elementary, Van Hoosen Middle & Adams High School.

Listed with Community Choice Realty Inc


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$199,000 :: 3513 TREMONTE CIR, ROCHESTER MI, 48306

Thumbnail for 82780
Property Photo

2 beds, 2 baths
Home size: 1,533 sq ft
Lot Size: 0 sq ft
Added: 11/16/17, Last Updated: 11/16/17
Property Type: Condo/Townhouse/Co-Op
MLS Number: 58031335553
Community: Rochester
Tract: OAKMONTE AT SILVERCREEK CONDO
Status: Active

Welcome home! Beautiful upper floor two bedroom condo with private entry. 2 full Baths (master en suite) and 2 walk in closets. Professionally cleaned carpet. This specific condo is considered the largest floor plan with more than 1500 square feet. The snack bar facing the family room is decorated with a cathedral style ceiling and cozy fireplace. this delightful condo is cozy, clean and naturally lighted. Clubhouse features exercise room, pool/hot tub, tennis & basketball courts. Award-Winning Rochester Schools. Access complex information at http://oakmontecondo.com Schedule your visit now to take a look. it is a perfect location for you to move in and relax.

Listed with Real Living Kee Realty-SCS


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$199,000 :: 3513 TREMONTE CIR, ROCHESTER MI, 48306

Thumbnail for 82778
Property Photo

2 beds, 2 baths
Home size: 1,533 sq ft
Lot Size: 0 sq ft
Added: 11/16/17, Last Updated: 11/16/17
Property Type: Condo/Townhouse/Co-Op
MLS Number: 58031335553
Community: Rochester
Tract: OAKMONTE AT SILVERCREEK CONDO
Status: Active

Welcome home! Beautiful upper floor two bedroom condo with private entry. 2 full Baths (master en suite) and 2 walk in closets. Professionally cleaned carpet. This specific condo is considered the largest floor plan with more than 1500 square feet. The snack bar facing the family room is decorated with a cathedral style ceiling and cozy fireplace. this delightful condo is cozy, clean and naturally lighted. Clubhouse features exercise room, pool/hot tub, tennis & basketball courts. Award-Winning Rochester Schools. Access complex information at http://oakmontecondo.com Schedule your visit now to take a look. it is a perfect location for you to move in and relax.

Listed with Real Living Kee Realty-SCS


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →